In Mongolia, banks and NBFIs are determining the credit scoring criteria at their own discretion which requires social insurance reference and stable income, etc. Due to these hard/inflexible requirements of the financial service providers, certain groups of people cannot receive loans and/or funding including stay-at-home parents. Our solution FinFlexi is to provide a flexible credit scoring algorithm to the credit scoring service providers to establish an opportunity for our users to be assessed by flexible scoring criteria. By implementing FinFlexi, our user group (stay-at-home parents) in Mongolia will benefit greatly.